What We Think | Mondo Advisory

How to Claim the 20% Investment Boost for Commercial Property

Written by Samantha Richardson | 11/07/2025 3:41:28 AM

 

Thinking About Constructing New Commercial Buildings? Here’s a Tax Incentive You Shouldn’t Miss.

If you're a commercial landlord or property investor planning to build new retail or office spaces, the government’s Investment Boost deduction could reward you with a 20% upfront tax deduction. It’s part of a broader initiative to encourage business investment and applies from 22 May 2025 onwards.

What Is the Investment Boost?

The Investment Boost is a one-off 20% deduction on the cost of qualifying new assets—on top of standard depreciation. It’s designed to support businesses that are investing in new infrastructure, plant, or property. If your build qualifies, you can significantly reduce your tax bill in the same year the asset becomes available for use.

See also: Investment Boost - What you need to know

A Practical Example

Scenario:

  • You own vacant commercial land
  • You’re constructing new retail shops to lease out
  • Construction finishes in May 2026
  • You’ll begin earning rental income once they're leased

In this case, your development qualifies as a “new investment asset,” and you can claim a 20% tax deduction on construction costs in the year depreciation begins—likely the year ending 31 March 2027.

Key Conditions to Qualify

To claim the Investment Boost:

  • The asset must be new and not previously used in New Zealand
  • It must be available for use on or after 22 May 2025
  • It must be commercial, not residential
  • It must qualify as depreciable property, even if it has a 0% depreciation rate

Yes, commercial buildings with a 0% depreciation rate are still eligible.

What’s Not Eligible?

Excluded asset types:

  • Residential dwellings (such as homes or apartments)
  • Second-hand or used assets
  • Fixed life intangible property (e.g. software licenses)

Why This Matters

This deduction allows you to improve cash flow and increase return on investment by reducing taxable income earlier. With rising development costs and tight margins, incentives like this can significantly impact your bottom line.

Timing Is Crucial

To qualify, your project must be available for use on or after 22 May 2025. If it’s completed and in use before that date, the deduction is not available. If you're planning construction over the next 12–24 months, now is the time to review your timing strategy.

Final Thoughts

The Investment Boost is a valuable incentive for commercial developers and property investors who plan ahead. If you're considering a new build, structuring your project correctly could unlock meaningful tax benefits in the first year of use.

Ready to Maximise Your Next Build?

We work with property investors and business owners to help them identify and access the tax incentives they’re entitled to. Let’s talk about how you can benefit from the Investment Boost and make your next development even more profitable.

 

For full legislative details, visit New Zealand Inland Revenue: Tax Policy.